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Statistically Speaking, These Are the 2 Worst Ages to Claim Social Security Benefits
Key Points
Here’s the best time to redeem Series I bonds to maximize your interest
KEY POINTS If you want to sell your Series I bonds within five years, it’s important to consider the timing of the three-month interest penalty to maximize your earnings. Your I bond yield adjusts every six months based on your purchase date, not the U.S....
Is it Smart to Keep Money Invested in Equities During Market Volatility?
Instead of taking money out of the stock market, sticking to a long-term plan is generally the best move. Key Insights It is nearly impossible to accurately predict short-term movement in the market. Jumping into and out of equity investments could jeopardize a...
Inherited Retirement Plan?
How to Easily Understand Payout Rules Figuring out first which kind of beneficiary you are will make it easier to grasp the rules and timing on required distributions. With the passage of the SECURE Act, there have been changes in required payouts for beneficiaries on...
How Much Umbrella Insurance Do I Need?
Having too much liability insurance is better than having too little. Use our calculator to determine how much umbrella insurance is right for you. An umbrella insurance policy typically covers the same things as your home and auto policies, plus more. It provides...
Heading into retirement?
Here are 4 key tips for mapping out a game plan KEY POINTS Retirement confidence among both workers and retirees is dropping due to a lack of savings and high inflation, new research finds. If you’re approaching retirement, there are some key decisions to make that...
Making these 5 moves can help you save big on the massive cost of college
KEY POINTS It is not too late to apply for financial aid, or appeal for more — even for high school seniors or students currently enrolled. Financial aid is determined by income from past years, so if your financial situation has changed, so can your aid amount. Many...
How to buy your first car:
Tips for navigating an ‘unprecedented’ market, according to auto KEY POINTS The average new car transaction is around $48,000, up 37% in the past five years, according to Edmunds data. “Things are improving a bit for shoppers,” said Matt Degen, editor for Kelley Blue...
Saving Enough for Retirement: How Long Will My Money Last?
The mental calculus of reaching your retirement savings goals can be exhausting. What is the right retirement age? How long will your nest egg cover your retirement expenses? Will your retirement plan give you enough annual income in retirement? These are important...
Don’t Fear a Recession If You Have These 6 Financial Traits
Different economists use different criteria for defining a recession, but the outcome always spells bad news. Economic growth stalls, businesses slash production, employers lay off workers, the stock market loses value and anxious consumers tighten spending, which...