Should You Take an Early Retirement Offer?

The days when employees would work for a company for the bulk of their life and then receive a nice pension at retirement are, for the most part, long gone. Not only are employees much more nimble these days in terms of changing jobs, companies themselves are constantly reshuffling their personnel to maximize their cost/productivity balance. Oftentimes, companies will offer certain employees early retirement packages, essentially buying out their remaining work years in an effort to trim their payrolls. If you receive an early retirement offer, it may seem quite generous upfront, but it’s important to analyze its pros and cons and how they may or may not fit in with your personal financial situation. Here are some of the most important considerations to review before you accept such a life-changing deal. Read more

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