New year, new you? Probably not.

One of the revelations that will likely come in 2023 is that you’re largely the same person as last year. You don’t suddenly love running or taking vitamins.

But sometimes it’s good when things don’t change, and the fact that many of the money moves we should be taking remain the same from one year to the next at least gives us more times to try to get them right.

Here are three of the most important actions to take now (and at the start of every year), financial experts say: Learn more

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