Lists of retirement advice for the year to come generally all sound the same—but that’s not the case this year.

Retiring during a bear market is challenging enough. But the 2023 retirement outlook includes a host of other major threats, such as high inflation and rising interest rates. Taken together, these trends have created an uncertain environment that would unnerve even the most careful retirement planners.

“Retiring into a bear market makes it more likely you’ll run short of money over the long haul,” says Liz Weston, CFP, a financial advice columnist and author of “The 10 Commandments of Money.” Read more

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