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An easy guide to help college students set up their first budget
Howard University - Photo: Darreonna Davis College is a time when you learn so many new things so quickly — you’re learning about your major and future career, meeting people from around the world and learning how to live independently. But one area that is sorely...
As tuition continues to climb, these are the top tax breaks for college expenses
KEY POINTS The cost of college can be a challenge for families, but a few tax breaks may lessen the burden. The American opportunity tax credit offers up to $2,500 per student for undergraduate expenses, and the lifetime learning credit extends to graduate or...
Does Your Estate Plan Call for More Than Just a Will?
Everyone needs a will, but some people need more than that. To save on taxes and make for a smooth transition, they could really use a revocable trust, a family limited partnership or a gift trust. Getty Images Estate planning is not a one-size-fits-all proposition....
5 ways to keep inflation from wrecking your retirement
shapecharge/Getty Images While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation for how we make money. Inflation has surged to its highest level in 40 years, leaving many investors wondering...
Make A Retirement Planning Checklist
Getty image Retirement planning can inspire a lot of contrasting emotions. There’s the excitement of making travel plans, sleeping in on Mondays and saying goodbye to the boss. And there’s also the fear of outliving your money, boredom or making a huge financial...
Multi-Generational Survey Shows How Retirement Planning is Changing
For many investors, retirement planning represents the bulk, or even the sum total, of their investment activity. As of 2020, there were roughly 60 million active 401(k) participants, in addition to former employees and retirees.1 But while millions of adults in the...
10 Personal Finance rules millennials should follow
Here are some Personal Finance rules that everyone should follow to regulate and control their personal finances. March 23, 2022 10:03:43 am Millennials need to monitor their finances in order to thrive in the world of competition and uncertainty. The term ‘Personal...
Generation X: All Eyes on Retirement
Research shows Gen-X is invested in—and worried about—their golden years Table of Contents Time to Prepare for Retirement Retirement Is the Goal, but How? Admittedly, the Future Is Crypto What Does Generation X Need? Methodology Generation X is positioned to have a...
From saving money to paying down debt, here’s why financial literacy is so important
To achieve financial success, knowledge is key. Yet many Americans lack financial literacy. That can impact everything from the amount of money saved to debt owed. The situation is dire for more than a few. More than half of Americans can’t cover a $1,000 emergency...
3 Ways to Maintain Your 2022 Financial Resolutions
Image source: Getty Images Only 9% of people meet their New Year’s financial resolutions, here’s how you can succeed! Key points Of the 40% that set New Year’s resolutions, only 9% actually meet them. Committing to a system as opposed to focusing on a goal will help...