by Jason Sechrist | Oct 14, 2021 | financial planning, Money
Decades of tax-free earnings, for starters, plus tax-free withdrawals Younger people tend to be in a lower tax bracket now than they’ll be in retirement, which is one reason why Roth IRAs are ideal for Millennials. Roth IRAs don’t get the same upfront tax break...
by Robert Sechrist | Oct 11, 2021 | financial planning, Investments, retirement
Top 7 Reasons to Roll Over Your 401(k) to an IRA The benefits of rolling over your 401(k) when you leave a job Whenever you change jobs, you have several options with your 401(k) plan account. You can cash it out, leave it where it is, transfer it into your new...
by Jason Sechrist | Oct 7, 2021 | financial planning, retirement
You might be surprised how common it is to be so afraid to spend that you don’t fully enjoy your retirement. But there are things you can do about that. Here are four tips if your fears are holding you back. Getty Images Advertisement You’ve worked hard your entire...
by Robert Sechrist | Oct 4, 2021 | financial planning, Money, retirement
How to prioritize your financial goals Determining the best way to ensure your financial security can seem overwhelming. For James and Michelle Bethe, deciding what to do with the $200,000 they had in savings had them at a standstill. As a teacher, Michelle, 36,...
by Jason Sechrist | Apr 22, 2021 | financial planning
In the early months of the Covid-19 pandemic, back in April 2020, to be specific, the overall personal savings rate in the U.S. reached 33.7%, a record high. For many people, job concerns and economic uncertainty forced this change in habits. But even those who remain...
by Robert Sechrist | Apr 19, 2021 | financial planning
There are many changes in store for retirees this year There are many changes in store for retirees in 2021. Under the Biden administration, we might see an increase in individual tax rates and other key tax policy changes that could have a direct impact on your...
