by Robert Sechrist | Apr 11, 2022 | financial planning
To achieve financial success, knowledge is key. Yet many Americans lack financial literacy. That can impact everything from the amount of money saved to debt owed. The situation is dire for more than a few. More than half of Americans can’t cover a $1,000 emergency...
by Robert Sechrist | Mar 7, 2022 | financial planning
KEY POINTS Through state-run programs in California, Illinois and Oregon, nearly 430,000 accounts have been funded since the first rolled out in 2017. Similar initiatives are under way in other states. Altogether, 46 states have either implemented or considered...
by Robert Sechrist | Feb 28, 2022 | financial planning, Investments, retirement
KEY POINTS Using the modified tables should be generally straightforward for most account owners, although there are a couple of situations that may be trickier this year. One of those instances involves anyone who delayed their 2021 withdrawal until this year under...
by Robert Sechrist | Feb 14, 2022 | Investments, retirement
Josephine Flood | CNBC On the surface, retirement planning hasn’t changed all that much over the years. You work, you save and then you retire. But while the mechanics may be the same, today’s savers are facing some challenges that previous generations didn’t...
by Robert Sechrist | Feb 7, 2022 | retirement
The new year offers opportunities for many Americans in their careers and financial lives. The “Great Reshuffle” is expected to continue as employees leave jobs and take new ones at a rapid clip. At the same time, many workers have made a vow to save more this year,...
