by Jason Sechrist | Apr 20, 2023 | blog, retirement
The days when employees would work for a company for the bulk of their life and then receive a nice pension at retirement are, for the most part, long gone. Not only are employees much more nimble these days in terms of changing jobs, companies themselves are...
by Robert Sechrist | Apr 17, 2023 | financial planning, retirement
— anything can happen When planning for retirement, have a backup plan (or two). Plans can go awry, so having a backup (or two) is always a good idea — especially when it involves your retirement. Retirement Tip of the Week: Don’t only plan retirement as you’d like...
by Robert Sechrist | Mar 27, 2023 | financial planning, Investments, retirement
Pre-tax vs. Roth 401(k): Deciding which to use for retirement is trickier than you think KEY POINTS The choice between pre-tax and Roth 401(k) contributions may be trickier than you expect, financial experts say. While pre-tax 401(k) deposits offer an upfront tax...
by Jason Sechrist | Mar 16, 2023 | estate, retirement
The benefits of tax-advantaged retirement accounts like 401(k)s and IRAs are widely discussed. But don’t overlook your client’s taxable brokerage account. Free from age and income restrictions and other rules that apply to tax-advantaged vehicles, taxable accounts...
by Jason Sechrist | Feb 16, 2023 | financial planning, retirement
New retirement bill means big changes for retirement and 529 plans Big changes are likely coming for Americans’ retirement savings. The changes, part of the Secure Act 2.0, were included in the sweeping end-of-year $1.7 trillion spending bill the Senate passed...
by Robert Sechrist | Feb 13, 2023 | retirement
Although many view inflation as a short-term issue, the ramifications stemming from a higher cost of living can wreak havoc on one’s long-term financial planning. This is particularly true for adults approaching or planning for retirement. Inflation is transitory, but...
